Last Updated: March 20, 2026
These Terms of Service ("Terms") constitute a legally binding agreement between you and JFC CAPITAL ENTERPRISES LLC ("JFC Capital," "we," "us," or "our") concerning your access to and use of the www.jfccapital.surf website and our services. By accessing or using our website and services, you agree to be bound by these Terms. If you do not agree to these Terms, you must not access or use our website or services.
You may use our website for lawful purposes only and in accordance with these Terms. You agree not to:
If you create an account or receive credentials to access certain areas of our website or services, you are responsible for maintaining the confidentiality of your account information and password. You agree to notify us immediately of any unauthorized use of your account.
The website and its entire contents, features, and functionality (including but not limited to all information, software, text, displays, images, video, and audio, and the design, selection, and arrangement thereof) are owned by JFC Capital, its licensors, or other providers of such material and are protected by United States and international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.
We grant you a limited, non-exclusive, non-transferable, revocable license to access and use our website for your personal or internal business purposes. This license does not include any right to:
"JFC Capital" and all related names, logos, product and service names, designs, and slogans are trademarks of JFC Capital or its affiliates. You must not use such marks without our prior written permission.
Professional services provided by JFC Capital are subject to separate written agreements between JFC Capital and the client. These Terms supplement but do not replace such service agreements.
We provide computer systems design, integration, technical consulting, and related professional services. The specific scope, deliverables, timeline, and fees for any engagement will be defined in a separate service agreement or statement of work.
We will perform all services in a professional and workmanlike manner consistent with industry standards. However, we make no guarantees regarding specific outcomes or results unless explicitly stated in a written service agreement.
When engaging our services, clients agree to:
Fees for our services will be specified in the applicable service agreement. Unless otherwise stated, payment is due within 30 days of invoice date. Late payments may be subject to interest charges at the rate of 1.5% per month or the maximum rate permitted by law, whichever is lower.
Unless otherwise agreed, clients are responsible for reimbursing reasonable expenses incurred in connection with service delivery, including travel, accommodation, and third-party services.
All fees are exclusive of applicable taxes, duties, and similar charges, which are the client's responsibility unless we are legally required to collect them.
Both parties may have access to confidential information of the other party. "Confidential Information" includes all non-public information disclosed by one party to the other, whether orally, in writing, or by inspection of tangible objects.
Each party agrees to:
Confidential Information does not include information that:
Our collection and use of personal information is governed by our Privacy Policy. By using our services, you consent to such processing and warrant that all data provided by you is accurate. We will process personal data in accordance with applicable data protection laws, including GDPR and CCPA where applicable.
We warrant that our services will be performed in a professional and workmanlike manner consistent with industry standards. This warranty is valid for 30 days from service delivery unless otherwise specified in a service agreement.
EXCEPT AS EXPRESSLY PROVIDED IN THESE TERMS, OUR WEBSITE AND SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, OR COURSE OF PERFORMANCE. WE DO NOT WARRANT THAT THE WEBSITE OR SERVICES WILL BE UNINTERRUPTED, ERROR-FREE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.
TO THE MAXIMUM EXTENT PERMITTED BY LAW, IN NO EVENT SHALL JFC CAPITAL, ITS AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, OR AGENTS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING WITHOUT LIMITATION, LOSS OF PROFITS, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM:
OUR TOTAL LIABILITY FOR ANY CLAIMS ARISING OUT OF OR RELATING TO THESE TERMS OR OUR SERVICES SHALL NOT EXCEED THE AMOUNT PAID BY YOU TO US FOR THE SERVICES IN THE 12 MONTHS PRECEDING THE CLAIM, OR $1,000, WHICHEVER IS GREATER.
You agree to defend, indemnify, and hold harmless JFC Capital and its affiliates, officers, directors, employees, and agents from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms or your use of the website or services.
These Terms remain in effect while you use our website or services. Service agreements will specify their own term and termination provisions.
We may terminate or suspend your access to our website immediately, without prior notice or liability, for any reason, including breach of these Terms. Upon termination, your right to use the website will immediately cease.
Provisions that by their nature should survive termination shall survive, including ownership provisions, warranty disclaimers, indemnity, and limitations of liability.
These Terms shall be governed by and construed in accordance with the laws of the State of California, United States, without regard to its conflict of law provisions.
Any legal action or proceeding arising under these Terms will be brought exclusively in the federal or state courts located in Sacramento County, California, and you consent to personal jurisdiction in such courts.
For disputes involving amounts less than $10,000, either party may elect to resolve the dispute through binding arbitration in accordance with the rules of the American Arbitration Association.
We reserve the right to modify these Terms at any time. We will notify you of any material changes by posting the new Terms on this page and updating the "Last Updated" date. Your continued use of the website or services after any such changes constitutes your acceptance of the new Terms.
These Terms, together with our Privacy Policy and any service agreements, constitute the entire agreement between you and JFC Capital regarding the use of our website and services.
If any provision of these Terms is held to be invalid or unenforceable, the remaining provisions will remain in full force and effect.
No waiver of any term of these Terms shall be deemed a further or continuing waiver of such term or any other term.
You may not assign or transfer these Terms without our prior written consent. We may assign our rights and obligations under these Terms without restriction.
Neither party shall be liable for any failure or delay in performance due to circumstances beyond its reasonable control, including acts of God, war, terrorism, riots, embargoes, acts of civil or military authorities, fire, floods, accidents, pandemics, strikes, or shortages of transportation, facilities, fuel, energy, labor, or materials.
If you have any questions about these Terms, please contact us:
BY USING OUR WEBSITE OR SERVICES, YOU ACKNOWLEDGE THAT YOU HAVE READ THESE TERMS OF SERVICE AND AGREE TO BE BOUND BY THEM.